Published on

May 1, 2024

Published on

May 1, 2024

Published on

May 1, 2024

Published on

May 1, 2024

Director, Fraud Risk Management

Director, Fraud Risk Management

Director, Fraud Risk Management

Director, Fraud Risk Management

Full-time

/

Austin, TX

/

Hybrid

Full-time

/

Austin, TX

/

Hybrid

Full-time

/

Austin, TX

/

Hybrid

Full-time

/

Austin, TX

/

Hybrid

About the job

About The Company

Ouro is dedicated to delivering financial empowerment to millions of Americans, leveraging a proprietary payments technology platform that fuels its fintech product innovations. From prepaid, credit and debit account solutions, to digital account and money movement services, Ouro has a broad suite of products and technologies that deliver exceptional experiences for its customers and business partners across co-branded, white label and banking-as-a service verticals. Since its founding in 1999, Ouro products have helped millions of consumers nationwide, and processed tens of billions of dollars.

Present day: Legendary Austin fintech Ouro has opened a new chapter in its role as market maker with the return of its visionary founders Roy and Bertrand Sosa. The combined company meshes Ouro’s customer and partner portfolios, payments platform and innovations with the international footprint and money movement capabilities of Rêv Worldwide, the company the Sosas founded after Ouro. The reunion creates a revitalized financial services innovator on a mission to reimagine financial services for consumers around the world and to redefine the industry once again.

Ouro fosters a high-performance culture and we are building a unified platform and product suite capable of bringing financial mobility and freedom to consumers around the world despite differences in language, currency, culture, and geography.

Job Summary

We are seeking a dynamic and experienced professional to join Ouro’s Risk Management Team as the Director of Fraud Risk Management. In this role, you will lead the development and execution of strategies to mitigate fraud risks for our global payment products, ensuring the security of transactions and the protection of our customers' assets. You will oversee a team of fraud analysts and specialists, driving continuous improvement in fraud prevention, detection, and response capabilities. Your expertise in fraud risk management and your strategic vision will be critical in maintaining trust with Ouro’s customers and partners.

Responsibilities

Develop and implement comprehensive fraud risk management strategies and initiatives for our global consumer products, including debit cards, credit products, mobile payments, and digital wallets.Lead a team of fraud analysts and specialists, providing guidance, training, and support to enhance their effectiveness in identifying and mitigating fraud risks.Collaborate with Product, Engineering and Operations teams to integrate fraud prevention measures into new and existing products, ensuring security by design.Lead regular assessments of fraud trends, patterns, and vulnerabilities, leveraging data analytics and business intelligence tools to identify emerging risks and opportunities for improvement.Implement and monitor fraud detection systems and tools, optimizing their performance through configuration, tuning, and integration with other risk management solutions.Develop and maintain relationships with external partners, such as card networks, law enforcement agencies, and industry associations, to stay informed about industry best practices and emerging threats.Manage the investigation and resolution of fraud incidents, coordinating with internal stakeholders and external partners to minimize financial losses and mitigate reputational damage.Stay abreast of regulatory requirements and industry standards related to fraud risk management, ensuring compliance and alignment with industry best practices.Prepare regular reports and presentations for senior management and bank partners, providing insights into fraud risk trends, mitigation efforts, and key performance indicators.

Qualifications

7+ years of progressive experience in fraud risk management within the financial services industry, with a focus on consumer payment products.Demonstrated expertise in developing and implementing fraud prevention strategies, policies, and procedures.Strong leadership skills with the ability to inspire and motivate a team of professionals to achieve departmental goals and objectives.Proficiency in data analysis and experience with fraud detection systems and tools.Excellent communication and interpersonal skills, with the ability to effectively

collaborate with cross-functional teams and external partners.

Strategic mindset with the ability to anticipate emerging fraud risks and proactively

implement preventive measures.

Sound judgment and decision-making skills, with the ability to balance business

objectives with risk mitigation priorities.

Ability to thrive in a fast-paced, dynamic environment and adapt quickly to changing

priorities and circumstances.

Bachelor's degree; advanced degree or professional certifications (e.g., Certified Fraud

Examiner, Certified Fraud Risk Manager) preferred.

About the job

About The Company

Ouro is dedicated to delivering financial empowerment to millions of Americans, leveraging a proprietary payments technology platform that fuels its fintech product innovations. From prepaid, credit and debit account solutions, to digital account and money movement services, Ouro has a broad suite of products and technologies that deliver exceptional experiences for its customers and business partners across co-branded, white label and banking-as-a service verticals. Since its founding in 1999, Ouro products have helped millions of consumers nationwide, and processed tens of billions of dollars.

Present day: Legendary Austin fintech Ouro has opened a new chapter in its role as market maker with the return of its visionary founders Roy and Bertrand Sosa. The combined company meshes Ouro’s customer and partner portfolios, payments platform and innovations with the international footprint and money movement capabilities of Rêv Worldwide, the company the Sosas founded after Ouro. The reunion creates a revitalized financial services innovator on a mission to reimagine financial services for consumers around the world and to redefine the industry once again.

Ouro fosters a high-performance culture and we are building a unified platform and product suite capable of bringing financial mobility and freedom to consumers around the world despite differences in language, currency, culture, and geography.

Job Summary

We are seeking a dynamic and experienced professional to join Ouro’s Risk Management Team as the Director of Fraud Risk Management. In this role, you will lead the development and execution of strategies to mitigate fraud risks for our global payment products, ensuring the security of transactions and the protection of our customers' assets. You will oversee a team of fraud analysts and specialists, driving continuous improvement in fraud prevention, detection, and response capabilities. Your expertise in fraud risk management and your strategic vision will be critical in maintaining trust with Ouro’s customers and partners.

Responsibilities

Develop and implement comprehensive fraud risk management strategies and initiatives for our global consumer products, including debit cards, credit products, mobile payments, and digital wallets.Lead a team of fraud analysts and specialists, providing guidance, training, and support to enhance their effectiveness in identifying and mitigating fraud risks.Collaborate with Product, Engineering and Operations teams to integrate fraud prevention measures into new and existing products, ensuring security by design.Lead regular assessments of fraud trends, patterns, and vulnerabilities, leveraging data analytics and business intelligence tools to identify emerging risks and opportunities for improvement.Implement and monitor fraud detection systems and tools, optimizing their performance through configuration, tuning, and integration with other risk management solutions.Develop and maintain relationships with external partners, such as card networks, law enforcement agencies, and industry associations, to stay informed about industry best practices and emerging threats.Manage the investigation and resolution of fraud incidents, coordinating with internal stakeholders and external partners to minimize financial losses and mitigate reputational damage.Stay abreast of regulatory requirements and industry standards related to fraud risk management, ensuring compliance and alignment with industry best practices.Prepare regular reports and presentations for senior management and bank partners, providing insights into fraud risk trends, mitigation efforts, and key performance indicators.

Qualifications

7+ years of progressive experience in fraud risk management within the financial services industry, with a focus on consumer payment products.Demonstrated expertise in developing and implementing fraud prevention strategies, policies, and procedures.Strong leadership skills with the ability to inspire and motivate a team of professionals to achieve departmental goals and objectives.Proficiency in data analysis and experience with fraud detection systems and tools.Excellent communication and interpersonal skills, with the ability to effectively

collaborate with cross-functional teams and external partners.

Strategic mindset with the ability to anticipate emerging fraud risks and proactively

implement preventive measures.

Sound judgment and decision-making skills, with the ability to balance business

objectives with risk mitigation priorities.

Ability to thrive in a fast-paced, dynamic environment and adapt quickly to changing

priorities and circumstances.

Bachelor's degree; advanced degree or professional certifications (e.g., Certified Fraud

Examiner, Certified Fraud Risk Manager) preferred.

About the job

About The Company

Ouro is dedicated to delivering financial empowerment to millions of Americans, leveraging a proprietary payments technology platform that fuels its fintech product innovations. From prepaid, credit and debit account solutions, to digital account and money movement services, Ouro has a broad suite of products and technologies that deliver exceptional experiences for its customers and business partners across co-branded, white label and banking-as-a service verticals. Since its founding in 1999, Ouro products have helped millions of consumers nationwide, and processed tens of billions of dollars.

Present day: Legendary Austin fintech Ouro has opened a new chapter in its role as market maker with the return of its visionary founders Roy and Bertrand Sosa. The combined company meshes Ouro’s customer and partner portfolios, payments platform and innovations with the international footprint and money movement capabilities of Rêv Worldwide, the company the Sosas founded after Ouro. The reunion creates a revitalized financial services innovator on a mission to reimagine financial services for consumers around the world and to redefine the industry once again.

Ouro fosters a high-performance culture and we are building a unified platform and product suite capable of bringing financial mobility and freedom to consumers around the world despite differences in language, currency, culture, and geography.

Job Summary

We are seeking a dynamic and experienced professional to join Ouro’s Risk Management Team as the Director of Fraud Risk Management. In this role, you will lead the development and execution of strategies to mitigate fraud risks for our global payment products, ensuring the security of transactions and the protection of our customers' assets. You will oversee a team of fraud analysts and specialists, driving continuous improvement in fraud prevention, detection, and response capabilities. Your expertise in fraud risk management and your strategic vision will be critical in maintaining trust with Ouro’s customers and partners.

Responsibilities

Develop and implement comprehensive fraud risk management strategies and initiatives for our global consumer products, including debit cards, credit products, mobile payments, and digital wallets.Lead a team of fraud analysts and specialists, providing guidance, training, and support to enhance their effectiveness in identifying and mitigating fraud risks.Collaborate with Product, Engineering and Operations teams to integrate fraud prevention measures into new and existing products, ensuring security by design.Lead regular assessments of fraud trends, patterns, and vulnerabilities, leveraging data analytics and business intelligence tools to identify emerging risks and opportunities for improvement.Implement and monitor fraud detection systems and tools, optimizing their performance through configuration, tuning, and integration with other risk management solutions.Develop and maintain relationships with external partners, such as card networks, law enforcement agencies, and industry associations, to stay informed about industry best practices and emerging threats.Manage the investigation and resolution of fraud incidents, coordinating with internal stakeholders and external partners to minimize financial losses and mitigate reputational damage.Stay abreast of regulatory requirements and industry standards related to fraud risk management, ensuring compliance and alignment with industry best practices.Prepare regular reports and presentations for senior management and bank partners, providing insights into fraud risk trends, mitigation efforts, and key performance indicators.

Qualifications

7+ years of progressive experience in fraud risk management within the financial services industry, with a focus on consumer payment products.Demonstrated expertise in developing and implementing fraud prevention strategies, policies, and procedures.Strong leadership skills with the ability to inspire and motivate a team of professionals to achieve departmental goals and objectives.Proficiency in data analysis and experience with fraud detection systems and tools.Excellent communication and interpersonal skills, with the ability to effectively

collaborate with cross-functional teams and external partners.

Strategic mindset with the ability to anticipate emerging fraud risks and proactively

implement preventive measures.

Sound judgment and decision-making skills, with the ability to balance business

objectives with risk mitigation priorities.

Ability to thrive in a fast-paced, dynamic environment and adapt quickly to changing

priorities and circumstances.

Bachelor's degree; advanced degree or professional certifications (e.g., Certified Fraud

Examiner, Certified Fraud Risk Manager) preferred.

About the job

About The Company

Ouro is dedicated to delivering financial empowerment to millions of Americans, leveraging a proprietary payments technology platform that fuels its fintech product innovations. From prepaid, credit and debit account solutions, to digital account and money movement services, Ouro has a broad suite of products and technologies that deliver exceptional experiences for its customers and business partners across co-branded, white label and banking-as-a service verticals. Since its founding in 1999, Ouro products have helped millions of consumers nationwide, and processed tens of billions of dollars.

Present day: Legendary Austin fintech Ouro has opened a new chapter in its role as market maker with the return of its visionary founders Roy and Bertrand Sosa. The combined company meshes Ouro’s customer and partner portfolios, payments platform and innovations with the international footprint and money movement capabilities of Rêv Worldwide, the company the Sosas founded after Ouro. The reunion creates a revitalized financial services innovator on a mission to reimagine financial services for consumers around the world and to redefine the industry once again.

Ouro fosters a high-performance culture and we are building a unified platform and product suite capable of bringing financial mobility and freedom to consumers around the world despite differences in language, currency, culture, and geography.

Job Summary

We are seeking a dynamic and experienced professional to join Ouro’s Risk Management Team as the Director of Fraud Risk Management. In this role, you will lead the development and execution of strategies to mitigate fraud risks for our global payment products, ensuring the security of transactions and the protection of our customers' assets. You will oversee a team of fraud analysts and specialists, driving continuous improvement in fraud prevention, detection, and response capabilities. Your expertise in fraud risk management and your strategic vision will be critical in maintaining trust with Ouro’s customers and partners.

Responsibilities

Develop and implement comprehensive fraud risk management strategies and initiatives for our global consumer products, including debit cards, credit products, mobile payments, and digital wallets.Lead a team of fraud analysts and specialists, providing guidance, training, and support to enhance their effectiveness in identifying and mitigating fraud risks.Collaborate with Product, Engineering and Operations teams to integrate fraud prevention measures into new and existing products, ensuring security by design.Lead regular assessments of fraud trends, patterns, and vulnerabilities, leveraging data analytics and business intelligence tools to identify emerging risks and opportunities for improvement.Implement and monitor fraud detection systems and tools, optimizing their performance through configuration, tuning, and integration with other risk management solutions.Develop and maintain relationships with external partners, such as card networks, law enforcement agencies, and industry associations, to stay informed about industry best practices and emerging threats.Manage the investigation and resolution of fraud incidents, coordinating with internal stakeholders and external partners to minimize financial losses and mitigate reputational damage.Stay abreast of regulatory requirements and industry standards related to fraud risk management, ensuring compliance and alignment with industry best practices.Prepare regular reports and presentations for senior management and bank partners, providing insights into fraud risk trends, mitigation efforts, and key performance indicators.

Qualifications

7+ years of progressive experience in fraud risk management within the financial services industry, with a focus on consumer payment products.Demonstrated expertise in developing and implementing fraud prevention strategies, policies, and procedures.Strong leadership skills with the ability to inspire and motivate a team of professionals to achieve departmental goals and objectives.Proficiency in data analysis and experience with fraud detection systems and tools.Excellent communication and interpersonal skills, with the ability to effectively

collaborate with cross-functional teams and external partners.

Strategic mindset with the ability to anticipate emerging fraud risks and proactively

implement preventive measures.

Sound judgment and decision-making skills, with the ability to balance business

objectives with risk mitigation priorities.

Ability to thrive in a fast-paced, dynamic environment and adapt quickly to changing

priorities and circumstances.

Bachelor's degree; advanced degree or professional certifications (e.g., Certified Fraud

Examiner, Certified Fraud Risk Manager) preferred.

About Company

Ouro is a global, vertically-integrated financial services and technology company dedicated to the delivery of innovative financial empowerment solutions to consumers worldwide. Ouro’s financial products and services span prepaid, debit, cross-border payments, and loyalty solutions for consumers and enterprise partners. Since its founding in 1999 by industry pioneers Roy and Bertrand Sosa, Ouro products have processed billions of dollars in transaction volume and served millions of customers worldwide. The company is headquartered in Austin, Texas with regional offices around the world.

Total Employees

712

Company 2-Year Growth

0%

Median Employee Tenure

0.6 years

Because no one goes to school
for fighting fraud.