Published on

Mar 26, 2024

Published on

Mar 26, 2024

Published on

Mar 26, 2024

Published on

Mar 26, 2024

Director, Risk Business Partner, Acceptance Solutions

Director, Risk Business Partner, Acceptance Solutions

Director, Risk Business Partner, Acceptance Solutions

Director, Risk Business Partner, Acceptance Solutions

Full-time

/

San Francisco, CA

/

On-site

Full-time

/

San Francisco, CA

/

On-site

Full-time

/

San Francisco, CA

/

On-site

Full-time

/

San Francisco, CA

/

On-site

About the job

Company Description

Visa is a world leader in digital payments, facilitating more than 215 billion payments transactions between consumers, merchants, financial institutions and government entities across more than 200 countries and territories each year. Our mission is to connect the world through the most innovative, convenient, reliable and secure payments network, enabling individuals, businesses and economies to thrive.

When you join Visa, you join a culture of purpose and belonging – where your growth is priority, your identity is embraced, and the work you do matters. We believe that economies that include everyone everywhere, uplift everyone everywhere. Your work will have a direct impact on billions of people around the world – helping unlock financial access to enable the future of money movement.

Join Visa: A Network Working for Everyone.

Job Description

  • Linking Visa risk appetite and Acceptance Solutions strategic objectives by supporting the identification of risks & mitigation activity, providing effective oversight to the first line business functions to ensure appropriate mitigation is applied.

  • Develop and maintain partnerships with the business and cross functional partners to educate and embed Lifecycle Risk Management Practices and infuse Risk Management culture into the organization.

  • Driving compliance with Programs (NBIA, RCSA, TLMP, MRM, DUCA) and Attend product roadmap reviews to assess and identify potential New Business Initiative Assessments (NBIA) and partner with initiative owner to instill cycle time discipline and rigor within the process.

  • Develop a bottom up (e.g., Key NBIAs, operational risk themes) and top down (key risks from senior leadership) view on risks which then feed into quarterly Portfolio Management Review (PMR) inclusive of the risk profile of the business unit. Partner with 1st line to reduce risk exposure.

  • Lead efforts in supporting the execution of strategically important change initiatives, driving, enabling, and continuously improving resiliency and controls effectiveness.

  • Monitoring the effectiveness of risk management to ensure mitigating measures are effective in protecting the business and the wider Visa enterprise, through monitoring risk (e.g., managing risk registers, developing measurement system) and working with Visa Global Risk and other functional centers of excellence to ensure appropriate incorporation into first and second line control programs.

  • Drive updates to leadership, regulators, and other external parties on risk management activities for the business.


This is a hybrid position. Hybrid employees can alternate time between both remote and office. Employees in hybrid roles are expected to work from the office 2-3 set days a week (determined by leadership/site), with a general guidepost of being in the office 50% or more of the time based on business needs.

Qualifications

Basic Qualifications

  • 10 or more years of work experience with a Bachelor’s Degree or at least 8 years of work experience with an Advanced Degree (e.g. Masters/ MBA/JD/MD) or at least 3 years of work experience with a PhD


Preferred Qualifications

  • 12 or more years of work experience with a Bachelor’s Degree or 8-10 years of experience with an Advanced Degree (e.g. Masters, MBA, JD, MD) or 6+ years of work experience with a PhD

  • Business acumen, understanding of the payments industry, including applicable regulatory environment, products/services, and the broader competitive landscape.

  • Proven experience in assessing risks across an enterprise, including operational, technology and regulatory risks.

  • A clear understanding of the Three Lines of Defense model and its application across financial and technology firms

  • Sufficient expertise to provide effective oversight of the risks inherent in the business and prior experience with reducing residual risk levels.

  • Collaborative personality, with experience managing deliverables across global and local teams.

  • Demonstrated analytical, process and problem-solving skills, ability to be both strategic and tactical.

  • Proven ability to accomplish results and exercise influence in a large, global, matrix organization.

  • General awareness of the underlying technology that supports the payment ecosystem.

  • Bachelor’s Degree in Sciences or Business field preferred

  • 7+ years of relevant Risk experience within either financial services or technology organizations

  • Excellent interpersonal, presentation, communication, and facilitation skills, plus ability to work independently and effectively in a continually changing environment.

  • Clear thinker with strong technical and data analysis skills, plus solid management, and problem-solving skills

  • Proven ability to develop strong relationships and work with all organizational levels.

  • Advanced knowledge, skill and understanding in applying risk management practices specifically as it relates to Enterprise and Operational Risk (assessment, scoring, tolerance, mitigation/ management)

  • Proficiency in MS Word, Excel, Access, PowerPoint


Additional Information

Work Hours:
Varies upon the needs of the department.

Travel Requirements:This position requires travel 5-10% of the time.

Mental/Physical Requirements:This position will be performed in an office setting. The position will require the incumbent to sit and stand at a desk, communicate in person and by telephone, frequently operate standard office equipment, such as telephones and computers.

Visa is an EEO Employer. Qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, sexual orientation, gender identity, disability or protected veteran status. Visa will also consider for employment qualified applicants with criminal histories in a manner consistent with EEOC guidelines and applicable local law.

Visa will consider for employment qualified applicants with criminal histories in a manner consistent with applicable local law, including the requirements of Article 49 of the San Francisco Police Code.

U.S. APPLICANTS ONLY: The estimated salary range for a new hire into this position is 146,900.00 to 191,000.00 USD per year, which may include potential sales incentive payments (if applicable). Salary may vary depending on job-related factors which may include knowledge, skills, experience, and location. In addition, this position may be eligible for bonus and equity. Visa has a comprehensive benefits package for which this position may be eligible that includes Medical, Dental, Vision, 401 (k), FSA/HSA, Life Insurance, Paid Time Off, and Wellness Program.

About the job

Company Description

Visa is a world leader in digital payments, facilitating more than 215 billion payments transactions between consumers, merchants, financial institutions and government entities across more than 200 countries and territories each year. Our mission is to connect the world through the most innovative, convenient, reliable and secure payments network, enabling individuals, businesses and economies to thrive.

When you join Visa, you join a culture of purpose and belonging – where your growth is priority, your identity is embraced, and the work you do matters. We believe that economies that include everyone everywhere, uplift everyone everywhere. Your work will have a direct impact on billions of people around the world – helping unlock financial access to enable the future of money movement.

Join Visa: A Network Working for Everyone.

Job Description

  • Linking Visa risk appetite and Acceptance Solutions strategic objectives by supporting the identification of risks & mitigation activity, providing effective oversight to the first line business functions to ensure appropriate mitigation is applied.

  • Develop and maintain partnerships with the business and cross functional partners to educate and embed Lifecycle Risk Management Practices and infuse Risk Management culture into the organization.

  • Driving compliance with Programs (NBIA, RCSA, TLMP, MRM, DUCA) and Attend product roadmap reviews to assess and identify potential New Business Initiative Assessments (NBIA) and partner with initiative owner to instill cycle time discipline and rigor within the process.

  • Develop a bottom up (e.g., Key NBIAs, operational risk themes) and top down (key risks from senior leadership) view on risks which then feed into quarterly Portfolio Management Review (PMR) inclusive of the risk profile of the business unit. Partner with 1st line to reduce risk exposure.

  • Lead efforts in supporting the execution of strategically important change initiatives, driving, enabling, and continuously improving resiliency and controls effectiveness.

  • Monitoring the effectiveness of risk management to ensure mitigating measures are effective in protecting the business and the wider Visa enterprise, through monitoring risk (e.g., managing risk registers, developing measurement system) and working with Visa Global Risk and other functional centers of excellence to ensure appropriate incorporation into first and second line control programs.

  • Drive updates to leadership, regulators, and other external parties on risk management activities for the business.


This is a hybrid position. Hybrid employees can alternate time between both remote and office. Employees in hybrid roles are expected to work from the office 2-3 set days a week (determined by leadership/site), with a general guidepost of being in the office 50% or more of the time based on business needs.

Qualifications

Basic Qualifications

  • 10 or more years of work experience with a Bachelor’s Degree or at least 8 years of work experience with an Advanced Degree (e.g. Masters/ MBA/JD/MD) or at least 3 years of work experience with a PhD


Preferred Qualifications

  • 12 or more years of work experience with a Bachelor’s Degree or 8-10 years of experience with an Advanced Degree (e.g. Masters, MBA, JD, MD) or 6+ years of work experience with a PhD

  • Business acumen, understanding of the payments industry, including applicable regulatory environment, products/services, and the broader competitive landscape.

  • Proven experience in assessing risks across an enterprise, including operational, technology and regulatory risks.

  • A clear understanding of the Three Lines of Defense model and its application across financial and technology firms

  • Sufficient expertise to provide effective oversight of the risks inherent in the business and prior experience with reducing residual risk levels.

  • Collaborative personality, with experience managing deliverables across global and local teams.

  • Demonstrated analytical, process and problem-solving skills, ability to be both strategic and tactical.

  • Proven ability to accomplish results and exercise influence in a large, global, matrix organization.

  • General awareness of the underlying technology that supports the payment ecosystem.

  • Bachelor’s Degree in Sciences or Business field preferred

  • 7+ years of relevant Risk experience within either financial services or technology organizations

  • Excellent interpersonal, presentation, communication, and facilitation skills, plus ability to work independently and effectively in a continually changing environment.

  • Clear thinker with strong technical and data analysis skills, plus solid management, and problem-solving skills

  • Proven ability to develop strong relationships and work with all organizational levels.

  • Advanced knowledge, skill and understanding in applying risk management practices specifically as it relates to Enterprise and Operational Risk (assessment, scoring, tolerance, mitigation/ management)

  • Proficiency in MS Word, Excel, Access, PowerPoint


Additional Information

Work Hours:
Varies upon the needs of the department.

Travel Requirements:This position requires travel 5-10% of the time.

Mental/Physical Requirements:This position will be performed in an office setting. The position will require the incumbent to sit and stand at a desk, communicate in person and by telephone, frequently operate standard office equipment, such as telephones and computers.

Visa is an EEO Employer. Qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, sexual orientation, gender identity, disability or protected veteran status. Visa will also consider for employment qualified applicants with criminal histories in a manner consistent with EEOC guidelines and applicable local law.

Visa will consider for employment qualified applicants with criminal histories in a manner consistent with applicable local law, including the requirements of Article 49 of the San Francisco Police Code.

U.S. APPLICANTS ONLY: The estimated salary range for a new hire into this position is 146,900.00 to 191,000.00 USD per year, which may include potential sales incentive payments (if applicable). Salary may vary depending on job-related factors which may include knowledge, skills, experience, and location. In addition, this position may be eligible for bonus and equity. Visa has a comprehensive benefits package for which this position may be eligible that includes Medical, Dental, Vision, 401 (k), FSA/HSA, Life Insurance, Paid Time Off, and Wellness Program.

About the job

Company Description

Visa is a world leader in digital payments, facilitating more than 215 billion payments transactions between consumers, merchants, financial institutions and government entities across more than 200 countries and territories each year. Our mission is to connect the world through the most innovative, convenient, reliable and secure payments network, enabling individuals, businesses and economies to thrive.

When you join Visa, you join a culture of purpose and belonging – where your growth is priority, your identity is embraced, and the work you do matters. We believe that economies that include everyone everywhere, uplift everyone everywhere. Your work will have a direct impact on billions of people around the world – helping unlock financial access to enable the future of money movement.

Join Visa: A Network Working for Everyone.

Job Description

  • Linking Visa risk appetite and Acceptance Solutions strategic objectives by supporting the identification of risks & mitigation activity, providing effective oversight to the first line business functions to ensure appropriate mitigation is applied.

  • Develop and maintain partnerships with the business and cross functional partners to educate and embed Lifecycle Risk Management Practices and infuse Risk Management culture into the organization.

  • Driving compliance with Programs (NBIA, RCSA, TLMP, MRM, DUCA) and Attend product roadmap reviews to assess and identify potential New Business Initiative Assessments (NBIA) and partner with initiative owner to instill cycle time discipline and rigor within the process.

  • Develop a bottom up (e.g., Key NBIAs, operational risk themes) and top down (key risks from senior leadership) view on risks which then feed into quarterly Portfolio Management Review (PMR) inclusive of the risk profile of the business unit. Partner with 1st line to reduce risk exposure.

  • Lead efforts in supporting the execution of strategically important change initiatives, driving, enabling, and continuously improving resiliency and controls effectiveness.

  • Monitoring the effectiveness of risk management to ensure mitigating measures are effective in protecting the business and the wider Visa enterprise, through monitoring risk (e.g., managing risk registers, developing measurement system) and working with Visa Global Risk and other functional centers of excellence to ensure appropriate incorporation into first and second line control programs.

  • Drive updates to leadership, regulators, and other external parties on risk management activities for the business.


This is a hybrid position. Hybrid employees can alternate time between both remote and office. Employees in hybrid roles are expected to work from the office 2-3 set days a week (determined by leadership/site), with a general guidepost of being in the office 50% or more of the time based on business needs.

Qualifications

Basic Qualifications

  • 10 or more years of work experience with a Bachelor’s Degree or at least 8 years of work experience with an Advanced Degree (e.g. Masters/ MBA/JD/MD) or at least 3 years of work experience with a PhD


Preferred Qualifications

  • 12 or more years of work experience with a Bachelor’s Degree or 8-10 years of experience with an Advanced Degree (e.g. Masters, MBA, JD, MD) or 6+ years of work experience with a PhD

  • Business acumen, understanding of the payments industry, including applicable regulatory environment, products/services, and the broader competitive landscape.

  • Proven experience in assessing risks across an enterprise, including operational, technology and regulatory risks.

  • A clear understanding of the Three Lines of Defense model and its application across financial and technology firms

  • Sufficient expertise to provide effective oversight of the risks inherent in the business and prior experience with reducing residual risk levels.

  • Collaborative personality, with experience managing deliverables across global and local teams.

  • Demonstrated analytical, process and problem-solving skills, ability to be both strategic and tactical.

  • Proven ability to accomplish results and exercise influence in a large, global, matrix organization.

  • General awareness of the underlying technology that supports the payment ecosystem.

  • Bachelor’s Degree in Sciences or Business field preferred

  • 7+ years of relevant Risk experience within either financial services or technology organizations

  • Excellent interpersonal, presentation, communication, and facilitation skills, plus ability to work independently and effectively in a continually changing environment.

  • Clear thinker with strong technical and data analysis skills, plus solid management, and problem-solving skills

  • Proven ability to develop strong relationships and work with all organizational levels.

  • Advanced knowledge, skill and understanding in applying risk management practices specifically as it relates to Enterprise and Operational Risk (assessment, scoring, tolerance, mitigation/ management)

  • Proficiency in MS Word, Excel, Access, PowerPoint


Additional Information

Work Hours:
Varies upon the needs of the department.

Travel Requirements:This position requires travel 5-10% of the time.

Mental/Physical Requirements:This position will be performed in an office setting. The position will require the incumbent to sit and stand at a desk, communicate in person and by telephone, frequently operate standard office equipment, such as telephones and computers.

Visa is an EEO Employer. Qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, sexual orientation, gender identity, disability or protected veteran status. Visa will also consider for employment qualified applicants with criminal histories in a manner consistent with EEOC guidelines and applicable local law.

Visa will consider for employment qualified applicants with criminal histories in a manner consistent with applicable local law, including the requirements of Article 49 of the San Francisco Police Code.

U.S. APPLICANTS ONLY: The estimated salary range for a new hire into this position is 146,900.00 to 191,000.00 USD per year, which may include potential sales incentive payments (if applicable). Salary may vary depending on job-related factors which may include knowledge, skills, experience, and location. In addition, this position may be eligible for bonus and equity. Visa has a comprehensive benefits package for which this position may be eligible that includes Medical, Dental, Vision, 401 (k), FSA/HSA, Life Insurance, Paid Time Off, and Wellness Program.

About the job

Company Description

Visa is a world leader in digital payments, facilitating more than 215 billion payments transactions between consumers, merchants, financial institutions and government entities across more than 200 countries and territories each year. Our mission is to connect the world through the most innovative, convenient, reliable and secure payments network, enabling individuals, businesses and economies to thrive.

When you join Visa, you join a culture of purpose and belonging – where your growth is priority, your identity is embraced, and the work you do matters. We believe that economies that include everyone everywhere, uplift everyone everywhere. Your work will have a direct impact on billions of people around the world – helping unlock financial access to enable the future of money movement.

Join Visa: A Network Working for Everyone.

Job Description

  • Linking Visa risk appetite and Acceptance Solutions strategic objectives by supporting the identification of risks & mitigation activity, providing effective oversight to the first line business functions to ensure appropriate mitigation is applied.

  • Develop and maintain partnerships with the business and cross functional partners to educate and embed Lifecycle Risk Management Practices and infuse Risk Management culture into the organization.

  • Driving compliance with Programs (NBIA, RCSA, TLMP, MRM, DUCA) and Attend product roadmap reviews to assess and identify potential New Business Initiative Assessments (NBIA) and partner with initiative owner to instill cycle time discipline and rigor within the process.

  • Develop a bottom up (e.g., Key NBIAs, operational risk themes) and top down (key risks from senior leadership) view on risks which then feed into quarterly Portfolio Management Review (PMR) inclusive of the risk profile of the business unit. Partner with 1st line to reduce risk exposure.

  • Lead efforts in supporting the execution of strategically important change initiatives, driving, enabling, and continuously improving resiliency and controls effectiveness.

  • Monitoring the effectiveness of risk management to ensure mitigating measures are effective in protecting the business and the wider Visa enterprise, through monitoring risk (e.g., managing risk registers, developing measurement system) and working with Visa Global Risk and other functional centers of excellence to ensure appropriate incorporation into first and second line control programs.

  • Drive updates to leadership, regulators, and other external parties on risk management activities for the business.


This is a hybrid position. Hybrid employees can alternate time between both remote and office. Employees in hybrid roles are expected to work from the office 2-3 set days a week (determined by leadership/site), with a general guidepost of being in the office 50% or more of the time based on business needs.

Qualifications

Basic Qualifications

  • 10 or more years of work experience with a Bachelor’s Degree or at least 8 years of work experience with an Advanced Degree (e.g. Masters/ MBA/JD/MD) or at least 3 years of work experience with a PhD


Preferred Qualifications

  • 12 or more years of work experience with a Bachelor’s Degree or 8-10 years of experience with an Advanced Degree (e.g. Masters, MBA, JD, MD) or 6+ years of work experience with a PhD

  • Business acumen, understanding of the payments industry, including applicable regulatory environment, products/services, and the broader competitive landscape.

  • Proven experience in assessing risks across an enterprise, including operational, technology and regulatory risks.

  • A clear understanding of the Three Lines of Defense model and its application across financial and technology firms

  • Sufficient expertise to provide effective oversight of the risks inherent in the business and prior experience with reducing residual risk levels.

  • Collaborative personality, with experience managing deliverables across global and local teams.

  • Demonstrated analytical, process and problem-solving skills, ability to be both strategic and tactical.

  • Proven ability to accomplish results and exercise influence in a large, global, matrix organization.

  • General awareness of the underlying technology that supports the payment ecosystem.

  • Bachelor’s Degree in Sciences or Business field preferred

  • 7+ years of relevant Risk experience within either financial services or technology organizations

  • Excellent interpersonal, presentation, communication, and facilitation skills, plus ability to work independently and effectively in a continually changing environment.

  • Clear thinker with strong technical and data analysis skills, plus solid management, and problem-solving skills

  • Proven ability to develop strong relationships and work with all organizational levels.

  • Advanced knowledge, skill and understanding in applying risk management practices specifically as it relates to Enterprise and Operational Risk (assessment, scoring, tolerance, mitigation/ management)

  • Proficiency in MS Word, Excel, Access, PowerPoint


Additional Information

Work Hours:
Varies upon the needs of the department.

Travel Requirements:This position requires travel 5-10% of the time.

Mental/Physical Requirements:This position will be performed in an office setting. The position will require the incumbent to sit and stand at a desk, communicate in person and by telephone, frequently operate standard office equipment, such as telephones and computers.

Visa is an EEO Employer. Qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, sexual orientation, gender identity, disability or protected veteran status. Visa will also consider for employment qualified applicants with criminal histories in a manner consistent with EEOC guidelines and applicable local law.

Visa will consider for employment qualified applicants with criminal histories in a manner consistent with applicable local law, including the requirements of Article 49 of the San Francisco Police Code.

U.S. APPLICANTS ONLY: The estimated salary range for a new hire into this position is 146,900.00 to 191,000.00 USD per year, which may include potential sales incentive payments (if applicable). Salary may vary depending on job-related factors which may include knowledge, skills, experience, and location. In addition, this position may be eligible for bonus and equity. Visa has a comprehensive benefits package for which this position may be eligible that includes Medical, Dental, Vision, 401 (k), FSA/HSA, Life Insurance, Paid Time Off, and Wellness Program.

About Company

Visa (NYSE: V) is a world leader in digital payments, facilitating transactions between consumers, merchants, financial institutions and government entities across more than 200 countries and territories. Our purpose is to uplift everyone, everywhere by being the best way to pay and be paid. Learn more at Visa.com.

Total Employees

25,368

Company 2-Year Growth

17%

Median Employee Tenure

4.3 years

Because no one goes to school
for fighting fraud.