Published on

May 9, 2024

Published on

May 9, 2024

Published on

May 9, 2024

Published on

May 9, 2024

Director, Risk and Fraud Management

Director, Risk and Fraud Management

Director, Risk and Fraud Management

Director, Risk and Fraud Management

Full-time

/

Costa Mesa, CA

/

Remote

Full-time

/

Costa Mesa, CA

/

Remote

Full-time

/

Costa Mesa, CA

/

Remote

Full-time

/

Costa Mesa, CA

/

Remote

About the job

Company Description

We are thrilled to share that FORTUNE has named Experian one of the 100 Best Companies to Work For. In addition, for the last five years we’ve been name in the top 100 “World’s Most Innovative Companies” by Forbes Magazine.

This position will be supporting the Experian Consumer Services (ECS) - a passionate and innovative team with a mission to provide Financial Power to All™. Our portfolio offers credit education and identity protection solutions to consumers and helps businesses manage the impact of a data breach.

Job Description

The Director, Risk and Fraud Management will support existing and new products and features in the consumer financial services industry, working with risk mitigation partners and business stakeholders, including appropriate engagement with Experian Consumer Services (ECS) business governance, legal, compliance and audit functions in a three lines of defense model, with a focus on excellence in fraud prevention, risk management, and service delivery.

Risk Management Framework And Leadership Responsibilities

Develop, lead and maintain a best-in-class risk and fraud management program and team for consumer financial products and Experian Smart Money, our award winning credit building digital banking products

Actively collaborate with first line of defense business partners and external vendors to identify, manage and mitigate key areas of risk

Design and implement a suite of controls, including control identification, validation and testing, metrics and reporting to help identify, monitor and measure risk exposures and investigate for timely action

Optimize business outcomes, balanced by strategic, financial, operational, ecosystem and legal and compliance risks in collaboration with Experian’s legal and compliance teams

Drive accountability and contribute to effective oversight by collaborating with business partners to develop executive risk reporting for ECS senior leadership, and Experian’s regional and global risk functions, including through enhanced use of Key Risk Indicators and analytics

Lead and partner with ECS business governance, legal and compliance teams on identification of strategic risks, emerging risks and key business initiatives, and provide effective, constructive assistance to the First Line business functions

Monitor the economic, political, and business environment to ensure timely risk identification and mitigation. Escalate issues and risks through appropriate governance and processes

Contribute to the embedding of a risk focused culture throughout the company to promote clarity and accountability; provide frequent, targeted and tailored learning bursts

Engage with relevant regulatory bodies where relevant

Fraud Prevention For Consumer Financial Products And Services Responsibilities

Drive and lead coordinated risk mitigation and anti-fraud efforts for complex consumer financial services and FinTech programs in defined timelines to achieve specific business goals

Develop, implement and optimize risk mitigation, and fraud processes and procedures for efficiency, effectiveness and promote desired business outcomes for B2C financial services products

Develop strong, collaborative relationships with key internal and external partners to achieve program objectives

Design enhanced operational strategies and customer experience to minimize time to re-enablement and maintain regulatory compliance across third party partnerships and internal operations

Evaluate program design, processes and procedures to identify key preventative action items, dependencies and risks to implement sustainable and scalable solutions

Serve as a subject matter expert for risk mitigation, business governance and fraud prevention across Experian programs, in support and collaboration with key partners and stakeholders – internal and external

Qualifications

Leadership and progressive experience with a results-oriented growth company, in consumer financial services products

8+ years of financial services, payments, financial institutions, Fintech experience with expertise and a deep understanding of financial services industry operations, systems and ecosystem players in risk management, risk reduction, fraud operations and fraud prevention

4+ years leadership and management experience, building and leading high-performance teams

Passion for improving quality, identifying root causes and strategic solutions to complex fraud problems, balancing risk-reward in regulated industries

Business acumen, extensive experience developing/maintaining/uplifting risk management practices to both enable and protect business growth

Experienced and credible in building valuable relationships with all roles and levels within a highly matrixed environment

High professional maturity, exceptional inter-personal and relationship development skills, ability to influence executive decision-making, and exposure to a broad range of functional experiences

Industry leader and SME in risk management, fraud operations, strategy, process optimization, and customer experience with a validated history of balancing fraud and risk, consumer experience and business performance needs

Excellent written, verbal and influencing skills, with ability to assess and summarize facts and risks, with practical and strategic solutions; apply complex legal and regulatory requirements and risk management frameworks to drive effective outcomes

Visionary with execution skills to transform strategy into action and drive results in a fast-paced, dynamic work environment

Familiarity with AI ML, anti fraud and risk mitigation technology, tools and platforms a bonus

Team player and individual contributor, resilient, dynamic leader with relentless pursuit of excellence

High personal integrity, intellectual curiosity, accountability

Sense of humor and sense of adventure – desire to change the status quo and execute a vision

Additional Information

Our benefits include: Medical, life and dental insurance, Asociación Solidarista, International Share Save Plan, Flex Work/Work from home, Paid time off, Annual Performance Bonus, Education Reimbursement, Family Bonding, Bereavement Leave, Referral Program, and more.

About the job

Company Description

We are thrilled to share that FORTUNE has named Experian one of the 100 Best Companies to Work For. In addition, for the last five years we’ve been name in the top 100 “World’s Most Innovative Companies” by Forbes Magazine.

This position will be supporting the Experian Consumer Services (ECS) - a passionate and innovative team with a mission to provide Financial Power to All™. Our portfolio offers credit education and identity protection solutions to consumers and helps businesses manage the impact of a data breach.

Job Description

The Director, Risk and Fraud Management will support existing and new products and features in the consumer financial services industry, working with risk mitigation partners and business stakeholders, including appropriate engagement with Experian Consumer Services (ECS) business governance, legal, compliance and audit functions in a three lines of defense model, with a focus on excellence in fraud prevention, risk management, and service delivery.

Risk Management Framework And Leadership Responsibilities

Develop, lead and maintain a best-in-class risk and fraud management program and team for consumer financial products and Experian Smart Money, our award winning credit building digital banking products

Actively collaborate with first line of defense business partners and external vendors to identify, manage and mitigate key areas of risk

Design and implement a suite of controls, including control identification, validation and testing, metrics and reporting to help identify, monitor and measure risk exposures and investigate for timely action

Optimize business outcomes, balanced by strategic, financial, operational, ecosystem and legal and compliance risks in collaboration with Experian’s legal and compliance teams

Drive accountability and contribute to effective oversight by collaborating with business partners to develop executive risk reporting for ECS senior leadership, and Experian’s regional and global risk functions, including through enhanced use of Key Risk Indicators and analytics

Lead and partner with ECS business governance, legal and compliance teams on identification of strategic risks, emerging risks and key business initiatives, and provide effective, constructive assistance to the First Line business functions

Monitor the economic, political, and business environment to ensure timely risk identification and mitigation. Escalate issues and risks through appropriate governance and processes

Contribute to the embedding of a risk focused culture throughout the company to promote clarity and accountability; provide frequent, targeted and tailored learning bursts

Engage with relevant regulatory bodies where relevant

Fraud Prevention For Consumer Financial Products And Services Responsibilities

Drive and lead coordinated risk mitigation and anti-fraud efforts for complex consumer financial services and FinTech programs in defined timelines to achieve specific business goals

Develop, implement and optimize risk mitigation, and fraud processes and procedures for efficiency, effectiveness and promote desired business outcomes for B2C financial services products

Develop strong, collaborative relationships with key internal and external partners to achieve program objectives

Design enhanced operational strategies and customer experience to minimize time to re-enablement and maintain regulatory compliance across third party partnerships and internal operations

Evaluate program design, processes and procedures to identify key preventative action items, dependencies and risks to implement sustainable and scalable solutions

Serve as a subject matter expert for risk mitigation, business governance and fraud prevention across Experian programs, in support and collaboration with key partners and stakeholders – internal and external

Qualifications

Leadership and progressive experience with a results-oriented growth company, in consumer financial services products

8+ years of financial services, payments, financial institutions, Fintech experience with expertise and a deep understanding of financial services industry operations, systems and ecosystem players in risk management, risk reduction, fraud operations and fraud prevention

4+ years leadership and management experience, building and leading high-performance teams

Passion for improving quality, identifying root causes and strategic solutions to complex fraud problems, balancing risk-reward in regulated industries

Business acumen, extensive experience developing/maintaining/uplifting risk management practices to both enable and protect business growth

Experienced and credible in building valuable relationships with all roles and levels within a highly matrixed environment

High professional maturity, exceptional inter-personal and relationship development skills, ability to influence executive decision-making, and exposure to a broad range of functional experiences

Industry leader and SME in risk management, fraud operations, strategy, process optimization, and customer experience with a validated history of balancing fraud and risk, consumer experience and business performance needs

Excellent written, verbal and influencing skills, with ability to assess and summarize facts and risks, with practical and strategic solutions; apply complex legal and regulatory requirements and risk management frameworks to drive effective outcomes

Visionary with execution skills to transform strategy into action and drive results in a fast-paced, dynamic work environment

Familiarity with AI ML, anti fraud and risk mitigation technology, tools and platforms a bonus

Team player and individual contributor, resilient, dynamic leader with relentless pursuit of excellence

High personal integrity, intellectual curiosity, accountability

Sense of humor and sense of adventure – desire to change the status quo and execute a vision

Additional Information

Our benefits include: Medical, life and dental insurance, Asociación Solidarista, International Share Save Plan, Flex Work/Work from home, Paid time off, Annual Performance Bonus, Education Reimbursement, Family Bonding, Bereavement Leave, Referral Program, and more.

About the job

Company Description

We are thrilled to share that FORTUNE has named Experian one of the 100 Best Companies to Work For. In addition, for the last five years we’ve been name in the top 100 “World’s Most Innovative Companies” by Forbes Magazine.

This position will be supporting the Experian Consumer Services (ECS) - a passionate and innovative team with a mission to provide Financial Power to All™. Our portfolio offers credit education and identity protection solutions to consumers and helps businesses manage the impact of a data breach.

Job Description

The Director, Risk and Fraud Management will support existing and new products and features in the consumer financial services industry, working with risk mitigation partners and business stakeholders, including appropriate engagement with Experian Consumer Services (ECS) business governance, legal, compliance and audit functions in a three lines of defense model, with a focus on excellence in fraud prevention, risk management, and service delivery.

Risk Management Framework And Leadership Responsibilities

Develop, lead and maintain a best-in-class risk and fraud management program and team for consumer financial products and Experian Smart Money, our award winning credit building digital banking products

Actively collaborate with first line of defense business partners and external vendors to identify, manage and mitigate key areas of risk

Design and implement a suite of controls, including control identification, validation and testing, metrics and reporting to help identify, monitor and measure risk exposures and investigate for timely action

Optimize business outcomes, balanced by strategic, financial, operational, ecosystem and legal and compliance risks in collaboration with Experian’s legal and compliance teams

Drive accountability and contribute to effective oversight by collaborating with business partners to develop executive risk reporting for ECS senior leadership, and Experian’s regional and global risk functions, including through enhanced use of Key Risk Indicators and analytics

Lead and partner with ECS business governance, legal and compliance teams on identification of strategic risks, emerging risks and key business initiatives, and provide effective, constructive assistance to the First Line business functions

Monitor the economic, political, and business environment to ensure timely risk identification and mitigation. Escalate issues and risks through appropriate governance and processes

Contribute to the embedding of a risk focused culture throughout the company to promote clarity and accountability; provide frequent, targeted and tailored learning bursts

Engage with relevant regulatory bodies where relevant

Fraud Prevention For Consumer Financial Products And Services Responsibilities

Drive and lead coordinated risk mitigation and anti-fraud efforts for complex consumer financial services and FinTech programs in defined timelines to achieve specific business goals

Develop, implement and optimize risk mitigation, and fraud processes and procedures for efficiency, effectiveness and promote desired business outcomes for B2C financial services products

Develop strong, collaborative relationships with key internal and external partners to achieve program objectives

Design enhanced operational strategies and customer experience to minimize time to re-enablement and maintain regulatory compliance across third party partnerships and internal operations

Evaluate program design, processes and procedures to identify key preventative action items, dependencies and risks to implement sustainable and scalable solutions

Serve as a subject matter expert for risk mitigation, business governance and fraud prevention across Experian programs, in support and collaboration with key partners and stakeholders – internal and external

Qualifications

Leadership and progressive experience with a results-oriented growth company, in consumer financial services products

8+ years of financial services, payments, financial institutions, Fintech experience with expertise and a deep understanding of financial services industry operations, systems and ecosystem players in risk management, risk reduction, fraud operations and fraud prevention

4+ years leadership and management experience, building and leading high-performance teams

Passion for improving quality, identifying root causes and strategic solutions to complex fraud problems, balancing risk-reward in regulated industries

Business acumen, extensive experience developing/maintaining/uplifting risk management practices to both enable and protect business growth

Experienced and credible in building valuable relationships with all roles and levels within a highly matrixed environment

High professional maturity, exceptional inter-personal and relationship development skills, ability to influence executive decision-making, and exposure to a broad range of functional experiences

Industry leader and SME in risk management, fraud operations, strategy, process optimization, and customer experience with a validated history of balancing fraud and risk, consumer experience and business performance needs

Excellent written, verbal and influencing skills, with ability to assess and summarize facts and risks, with practical and strategic solutions; apply complex legal and regulatory requirements and risk management frameworks to drive effective outcomes

Visionary with execution skills to transform strategy into action and drive results in a fast-paced, dynamic work environment

Familiarity with AI ML, anti fraud and risk mitigation technology, tools and platforms a bonus

Team player and individual contributor, resilient, dynamic leader with relentless pursuit of excellence

High personal integrity, intellectual curiosity, accountability

Sense of humor and sense of adventure – desire to change the status quo and execute a vision

Additional Information

Our benefits include: Medical, life and dental insurance, Asociación Solidarista, International Share Save Plan, Flex Work/Work from home, Paid time off, Annual Performance Bonus, Education Reimbursement, Family Bonding, Bereavement Leave, Referral Program, and more.

About the job

Company Description

We are thrilled to share that FORTUNE has named Experian one of the 100 Best Companies to Work For. In addition, for the last five years we’ve been name in the top 100 “World’s Most Innovative Companies” by Forbes Magazine.

This position will be supporting the Experian Consumer Services (ECS) - a passionate and innovative team with a mission to provide Financial Power to All™. Our portfolio offers credit education and identity protection solutions to consumers and helps businesses manage the impact of a data breach.

Job Description

The Director, Risk and Fraud Management will support existing and new products and features in the consumer financial services industry, working with risk mitigation partners and business stakeholders, including appropriate engagement with Experian Consumer Services (ECS) business governance, legal, compliance and audit functions in a three lines of defense model, with a focus on excellence in fraud prevention, risk management, and service delivery.

Risk Management Framework And Leadership Responsibilities

Develop, lead and maintain a best-in-class risk and fraud management program and team for consumer financial products and Experian Smart Money, our award winning credit building digital banking products

Actively collaborate with first line of defense business partners and external vendors to identify, manage and mitigate key areas of risk

Design and implement a suite of controls, including control identification, validation and testing, metrics and reporting to help identify, monitor and measure risk exposures and investigate for timely action

Optimize business outcomes, balanced by strategic, financial, operational, ecosystem and legal and compliance risks in collaboration with Experian’s legal and compliance teams

Drive accountability and contribute to effective oversight by collaborating with business partners to develop executive risk reporting for ECS senior leadership, and Experian’s regional and global risk functions, including through enhanced use of Key Risk Indicators and analytics

Lead and partner with ECS business governance, legal and compliance teams on identification of strategic risks, emerging risks and key business initiatives, and provide effective, constructive assistance to the First Line business functions

Monitor the economic, political, and business environment to ensure timely risk identification and mitigation. Escalate issues and risks through appropriate governance and processes

Contribute to the embedding of a risk focused culture throughout the company to promote clarity and accountability; provide frequent, targeted and tailored learning bursts

Engage with relevant regulatory bodies where relevant

Fraud Prevention For Consumer Financial Products And Services Responsibilities

Drive and lead coordinated risk mitigation and anti-fraud efforts for complex consumer financial services and FinTech programs in defined timelines to achieve specific business goals

Develop, implement and optimize risk mitigation, and fraud processes and procedures for efficiency, effectiveness and promote desired business outcomes for B2C financial services products

Develop strong, collaborative relationships with key internal and external partners to achieve program objectives

Design enhanced operational strategies and customer experience to minimize time to re-enablement and maintain regulatory compliance across third party partnerships and internal operations

Evaluate program design, processes and procedures to identify key preventative action items, dependencies and risks to implement sustainable and scalable solutions

Serve as a subject matter expert for risk mitigation, business governance and fraud prevention across Experian programs, in support and collaboration with key partners and stakeholders – internal and external

Qualifications

Leadership and progressive experience with a results-oriented growth company, in consumer financial services products

8+ years of financial services, payments, financial institutions, Fintech experience with expertise and a deep understanding of financial services industry operations, systems and ecosystem players in risk management, risk reduction, fraud operations and fraud prevention

4+ years leadership and management experience, building and leading high-performance teams

Passion for improving quality, identifying root causes and strategic solutions to complex fraud problems, balancing risk-reward in regulated industries

Business acumen, extensive experience developing/maintaining/uplifting risk management practices to both enable and protect business growth

Experienced and credible in building valuable relationships with all roles and levels within a highly matrixed environment

High professional maturity, exceptional inter-personal and relationship development skills, ability to influence executive decision-making, and exposure to a broad range of functional experiences

Industry leader and SME in risk management, fraud operations, strategy, process optimization, and customer experience with a validated history of balancing fraud and risk, consumer experience and business performance needs

Excellent written, verbal and influencing skills, with ability to assess and summarize facts and risks, with practical and strategic solutions; apply complex legal and regulatory requirements and risk management frameworks to drive effective outcomes

Visionary with execution skills to transform strategy into action and drive results in a fast-paced, dynamic work environment

Familiarity with AI ML, anti fraud and risk mitigation technology, tools and platforms a bonus

Team player and individual contributor, resilient, dynamic leader with relentless pursuit of excellence

High personal integrity, intellectual curiosity, accountability

Sense of humor and sense of adventure – desire to change the status quo and execute a vision

Additional Information

Our benefits include: Medical, life and dental insurance, Asociación Solidarista, International Share Save Plan, Flex Work/Work from home, Paid time off, Annual Performance Bonus, Education Reimbursement, Family Bonding, Bereavement Leave, Referral Program, and more.

About Company

Experian is the world's leading global information services company. During life's big moments - from buying a home or a car, to sending a child to college, to growing a business by connecting with new customers - we empower consumers and our clients to manage their data with confidence. We help individuals to take financial control and access financial services, businesses to make smarter decisions and thrive, lenders to lend more responsibly, and organisations to prevent identity fraud and crime.We have 22,000 people operating across 32 countries and every day we're investing in new technologies, talented people, and innovation to help all our clients maximise every opportunity. With corporate headquarters in Dublin, Ireland, we are listed on the London Stock Exchange (EXPN) and are a constituent of the FTSE 100 Index.Learn more at www.experianplc.com or visit our global content hub at our global news blog for the latest news and insights.

Total Employees

22,812

Company 2-Year Growth

0%

Median Employee Tenure

5.4 years

Because no one goes to school
for fighting fraud.