Published on

Mar 30, 2024

Published on

Mar 30, 2024

Published on

Mar 30, 2024

Published on

Mar 30, 2024

Fraud Operations (Executive)

Fraud Operations (Executive)

Fraud Operations (Executive)

Fraud Operations (Executive)

Full-time

/

Tampa, FL

/

Hybrid

Full-time

/

Tampa, FL

/

Hybrid

Full-time

/

Tampa, FL

/

Hybrid

Full-time

/

Tampa, FL

/

Hybrid

About the job

Why USAA?

Let’s do something that really matters.

At USAA, we have an important mission: facilitating the financial security of millions of U.S. military members and their families. Not all of our employees served in our nation’s military, but we all share in the mission to give back to those who did. We’re working as one to build a great experience and make a real impact for our members.

We believe in our core values of honesty, integrity, loyalty and service. They’re what guides everything we do – from how we treat our members to how we treat each other. Come be a part of what makes us so special!

The Opportunity

As a dedicatedFraud Operations (Executive), you will manage and drive the Fraud teams, structures, policies/standards, processes, and tools needed to ensure the prevention, detection and investigation of fraud and recovery in a complex and highly regulated environment. Contributes to the development, implementation, and execution of a multi-year strategic vision for the Fraud Operations teams. Leverages a data-driven approach in decision-making and managing fraud risk while championing a culture of process excellence, disciplined utilization of key performance indicators and key risk indicators for continuous improvement and effective risk management. Display a track record of identifying opportunities to optimize processes in a highly manual operating environment.

This position can work remotely in the continental U.S. with occasional business travel.

What You'll Do

  • Leads the design, execution and implementation of USAA’s Fraud Operations organization and strategy.

  • Leads the day-to-day operations of the fraud detection areas – including core business processes and technologies in alignment with compliance policies and procedures.

  • Executes projects and business process improvement initiatives required to achieve defined business outcomes.

  • Partners, collaborates, and influences effectively across the enterprise product leaders as well as the line of business leaders to ensure they are considering fraud implications.

  • Identifies and tracks fraud violations for the enterprise.

  • Collaborates with industry partners and peers to identify new fraud strategies and technologies, discusses fraud trends and effective mitigation tactics.

  • Builds and oversees a team of internal and external third-party service providers for fraud operations through ongoing execution of recruiting, development, retention, coaching and support, performance management, and managerial activities.

  • Ensures risks associated with business activities are effectively identified, measured, monitored, and controlled in accordance with risk and compliance policies and procedures.


What You Have

  • Bachelor’s Degree; OR 4 years of related experience (in addition to the minimum years of experience required) may be substituted in lieu of degree.

  • 10 years of experience in fraud operations to include prevention, detection, operational risk, credit risk, regulatory adherence, funds availability, and/or model development within a financial services organization.

  • 4 years of people leadership experience in building, managing and/or developing high-performing teams.

  • Demonstrated experience, knowledge and exposure to bank regulations, particularly Reg E, Reg CC, UDAAP, FACTA, and Reg Z.

  • Demonstrated experience collaborating with key resources and stakeholders, influencing decisions and managing work to achieve strategic goals.

  • Strong written and verbal communication skills, including the ability to communicate technical analyses to a non-technical audience.

  • Knowledge of federal laws, rules, and regulations to include: Reg CC and Reg E.


What Sets You Apart

  • Ability to lead operations teams consisting of ~6 Directors and ~200 staff responsible for fraud mitigation processes.

  • Demonstrate the ability to evaluate critical processes for opportunity and lead process optimization efforts for the function.

  • Ability to deliver with urgency and effectiveness in directing tactical response to operational issues and resolution activities.

  • Display the ability to collaborate with business partners to develop and implement critical programs.

  • Able to present complex information to executives in order to raise awareness and support.

  • Ability to collaborate with business partners to establish a revitalized Culture, creating enhance accountability as it relates to fraud mitigation, member experience and controls execution.


The above description reflects the details considered necessary to describe the principal functions of the job and should not be construed as a detailed description of all the work requirements that may be performed in the job.

What We Offer

Compensation:
USAA has an effective process for assessing market data and establishing ranges to ensure we remain competitive. You are paid within the salary range based on your experience and market data of the position. The actual salary for this role may vary by location. The salary range for this position is: $182,680 - $349,150.

Employees may be eligible for pay incentives based on overall corporate and individual performance and at the discretion of the USAA Board of Directors.

Benefits:At USAA our employees enjoy best-in-class benefits to support their physical, financial, and emotional wellness. These benefits include comprehensive medical, dental and vision plans, 401(k), pension, life insurance, parental benefits, adoption assistance, paid time off program with paid holidays plus 16 paid volunteer hours, and various wellness programs. Additionally, our career path planning and continuing education assists employees with their professional goals.

For more details on our outstanding benefits, please visit our benefits page on USAAjobs.com.

Applications for this position are accepted on an ongoing basis, this posting will remain open until the position is filled. Thus, interested candidates are encouraged to apply the same day they view this posting.

USAA is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.

About the job

Why USAA?

Let’s do something that really matters.

At USAA, we have an important mission: facilitating the financial security of millions of U.S. military members and their families. Not all of our employees served in our nation’s military, but we all share in the mission to give back to those who did. We’re working as one to build a great experience and make a real impact for our members.

We believe in our core values of honesty, integrity, loyalty and service. They’re what guides everything we do – from how we treat our members to how we treat each other. Come be a part of what makes us so special!

The Opportunity

As a dedicatedFraud Operations (Executive), you will manage and drive the Fraud teams, structures, policies/standards, processes, and tools needed to ensure the prevention, detection and investigation of fraud and recovery in a complex and highly regulated environment. Contributes to the development, implementation, and execution of a multi-year strategic vision for the Fraud Operations teams. Leverages a data-driven approach in decision-making and managing fraud risk while championing a culture of process excellence, disciplined utilization of key performance indicators and key risk indicators for continuous improvement and effective risk management. Display a track record of identifying opportunities to optimize processes in a highly manual operating environment.

This position can work remotely in the continental U.S. with occasional business travel.

What You'll Do

  • Leads the design, execution and implementation of USAA’s Fraud Operations organization and strategy.

  • Leads the day-to-day operations of the fraud detection areas – including core business processes and technologies in alignment with compliance policies and procedures.

  • Executes projects and business process improvement initiatives required to achieve defined business outcomes.

  • Partners, collaborates, and influences effectively across the enterprise product leaders as well as the line of business leaders to ensure they are considering fraud implications.

  • Identifies and tracks fraud violations for the enterprise.

  • Collaborates with industry partners and peers to identify new fraud strategies and technologies, discusses fraud trends and effective mitigation tactics.

  • Builds and oversees a team of internal and external third-party service providers for fraud operations through ongoing execution of recruiting, development, retention, coaching and support, performance management, and managerial activities.

  • Ensures risks associated with business activities are effectively identified, measured, monitored, and controlled in accordance with risk and compliance policies and procedures.


What You Have

  • Bachelor’s Degree; OR 4 years of related experience (in addition to the minimum years of experience required) may be substituted in lieu of degree.

  • 10 years of experience in fraud operations to include prevention, detection, operational risk, credit risk, regulatory adherence, funds availability, and/or model development within a financial services organization.

  • 4 years of people leadership experience in building, managing and/or developing high-performing teams.

  • Demonstrated experience, knowledge and exposure to bank regulations, particularly Reg E, Reg CC, UDAAP, FACTA, and Reg Z.

  • Demonstrated experience collaborating with key resources and stakeholders, influencing decisions and managing work to achieve strategic goals.

  • Strong written and verbal communication skills, including the ability to communicate technical analyses to a non-technical audience.

  • Knowledge of federal laws, rules, and regulations to include: Reg CC and Reg E.


What Sets You Apart

  • Ability to lead operations teams consisting of ~6 Directors and ~200 staff responsible for fraud mitigation processes.

  • Demonstrate the ability to evaluate critical processes for opportunity and lead process optimization efforts for the function.

  • Ability to deliver with urgency and effectiveness in directing tactical response to operational issues and resolution activities.

  • Display the ability to collaborate with business partners to develop and implement critical programs.

  • Able to present complex information to executives in order to raise awareness and support.

  • Ability to collaborate with business partners to establish a revitalized Culture, creating enhance accountability as it relates to fraud mitigation, member experience and controls execution.


The above description reflects the details considered necessary to describe the principal functions of the job and should not be construed as a detailed description of all the work requirements that may be performed in the job.

What We Offer

Compensation:
USAA has an effective process for assessing market data and establishing ranges to ensure we remain competitive. You are paid within the salary range based on your experience and market data of the position. The actual salary for this role may vary by location. The salary range for this position is: $182,680 - $349,150.

Employees may be eligible for pay incentives based on overall corporate and individual performance and at the discretion of the USAA Board of Directors.

Benefits:At USAA our employees enjoy best-in-class benefits to support their physical, financial, and emotional wellness. These benefits include comprehensive medical, dental and vision plans, 401(k), pension, life insurance, parental benefits, adoption assistance, paid time off program with paid holidays plus 16 paid volunteer hours, and various wellness programs. Additionally, our career path planning and continuing education assists employees with their professional goals.

For more details on our outstanding benefits, please visit our benefits page on USAAjobs.com.

Applications for this position are accepted on an ongoing basis, this posting will remain open until the position is filled. Thus, interested candidates are encouraged to apply the same day they view this posting.

USAA is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.

About the job

Why USAA?

Let’s do something that really matters.

At USAA, we have an important mission: facilitating the financial security of millions of U.S. military members and their families. Not all of our employees served in our nation’s military, but we all share in the mission to give back to those who did. We’re working as one to build a great experience and make a real impact for our members.

We believe in our core values of honesty, integrity, loyalty and service. They’re what guides everything we do – from how we treat our members to how we treat each other. Come be a part of what makes us so special!

The Opportunity

As a dedicatedFraud Operations (Executive), you will manage and drive the Fraud teams, structures, policies/standards, processes, and tools needed to ensure the prevention, detection and investigation of fraud and recovery in a complex and highly regulated environment. Contributes to the development, implementation, and execution of a multi-year strategic vision for the Fraud Operations teams. Leverages a data-driven approach in decision-making and managing fraud risk while championing a culture of process excellence, disciplined utilization of key performance indicators and key risk indicators for continuous improvement and effective risk management. Display a track record of identifying opportunities to optimize processes in a highly manual operating environment.

This position can work remotely in the continental U.S. with occasional business travel.

What You'll Do

  • Leads the design, execution and implementation of USAA’s Fraud Operations organization and strategy.

  • Leads the day-to-day operations of the fraud detection areas – including core business processes and technologies in alignment with compliance policies and procedures.

  • Executes projects and business process improvement initiatives required to achieve defined business outcomes.

  • Partners, collaborates, and influences effectively across the enterprise product leaders as well as the line of business leaders to ensure they are considering fraud implications.

  • Identifies and tracks fraud violations for the enterprise.

  • Collaborates with industry partners and peers to identify new fraud strategies and technologies, discusses fraud trends and effective mitigation tactics.

  • Builds and oversees a team of internal and external third-party service providers for fraud operations through ongoing execution of recruiting, development, retention, coaching and support, performance management, and managerial activities.

  • Ensures risks associated with business activities are effectively identified, measured, monitored, and controlled in accordance with risk and compliance policies and procedures.


What You Have

  • Bachelor’s Degree; OR 4 years of related experience (in addition to the minimum years of experience required) may be substituted in lieu of degree.

  • 10 years of experience in fraud operations to include prevention, detection, operational risk, credit risk, regulatory adherence, funds availability, and/or model development within a financial services organization.

  • 4 years of people leadership experience in building, managing and/or developing high-performing teams.

  • Demonstrated experience, knowledge and exposure to bank regulations, particularly Reg E, Reg CC, UDAAP, FACTA, and Reg Z.

  • Demonstrated experience collaborating with key resources and stakeholders, influencing decisions and managing work to achieve strategic goals.

  • Strong written and verbal communication skills, including the ability to communicate technical analyses to a non-technical audience.

  • Knowledge of federal laws, rules, and regulations to include: Reg CC and Reg E.


What Sets You Apart

  • Ability to lead operations teams consisting of ~6 Directors and ~200 staff responsible for fraud mitigation processes.

  • Demonstrate the ability to evaluate critical processes for opportunity and lead process optimization efforts for the function.

  • Ability to deliver with urgency and effectiveness in directing tactical response to operational issues and resolution activities.

  • Display the ability to collaborate with business partners to develop and implement critical programs.

  • Able to present complex information to executives in order to raise awareness and support.

  • Ability to collaborate with business partners to establish a revitalized Culture, creating enhance accountability as it relates to fraud mitigation, member experience and controls execution.


The above description reflects the details considered necessary to describe the principal functions of the job and should not be construed as a detailed description of all the work requirements that may be performed in the job.

What We Offer

Compensation:
USAA has an effective process for assessing market data and establishing ranges to ensure we remain competitive. You are paid within the salary range based on your experience and market data of the position. The actual salary for this role may vary by location. The salary range for this position is: $182,680 - $349,150.

Employees may be eligible for pay incentives based on overall corporate and individual performance and at the discretion of the USAA Board of Directors.

Benefits:At USAA our employees enjoy best-in-class benefits to support their physical, financial, and emotional wellness. These benefits include comprehensive medical, dental and vision plans, 401(k), pension, life insurance, parental benefits, adoption assistance, paid time off program with paid holidays plus 16 paid volunteer hours, and various wellness programs. Additionally, our career path planning and continuing education assists employees with their professional goals.

For more details on our outstanding benefits, please visit our benefits page on USAAjobs.com.

Applications for this position are accepted on an ongoing basis, this posting will remain open until the position is filled. Thus, interested candidates are encouraged to apply the same day they view this posting.

USAA is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.

About the job

Why USAA?

Let’s do something that really matters.

At USAA, we have an important mission: facilitating the financial security of millions of U.S. military members and their families. Not all of our employees served in our nation’s military, but we all share in the mission to give back to those who did. We’re working as one to build a great experience and make a real impact for our members.

We believe in our core values of honesty, integrity, loyalty and service. They’re what guides everything we do – from how we treat our members to how we treat each other. Come be a part of what makes us so special!

The Opportunity

As a dedicatedFraud Operations (Executive), you will manage and drive the Fraud teams, structures, policies/standards, processes, and tools needed to ensure the prevention, detection and investigation of fraud and recovery in a complex and highly regulated environment. Contributes to the development, implementation, and execution of a multi-year strategic vision for the Fraud Operations teams. Leverages a data-driven approach in decision-making and managing fraud risk while championing a culture of process excellence, disciplined utilization of key performance indicators and key risk indicators for continuous improvement and effective risk management. Display a track record of identifying opportunities to optimize processes in a highly manual operating environment.

This position can work remotely in the continental U.S. with occasional business travel.

What You'll Do

  • Leads the design, execution and implementation of USAA’s Fraud Operations organization and strategy.

  • Leads the day-to-day operations of the fraud detection areas – including core business processes and technologies in alignment with compliance policies and procedures.

  • Executes projects and business process improvement initiatives required to achieve defined business outcomes.

  • Partners, collaborates, and influences effectively across the enterprise product leaders as well as the line of business leaders to ensure they are considering fraud implications.

  • Identifies and tracks fraud violations for the enterprise.

  • Collaborates with industry partners and peers to identify new fraud strategies and technologies, discusses fraud trends and effective mitigation tactics.

  • Builds and oversees a team of internal and external third-party service providers for fraud operations through ongoing execution of recruiting, development, retention, coaching and support, performance management, and managerial activities.

  • Ensures risks associated with business activities are effectively identified, measured, monitored, and controlled in accordance with risk and compliance policies and procedures.


What You Have

  • Bachelor’s Degree; OR 4 years of related experience (in addition to the minimum years of experience required) may be substituted in lieu of degree.

  • 10 years of experience in fraud operations to include prevention, detection, operational risk, credit risk, regulatory adherence, funds availability, and/or model development within a financial services organization.

  • 4 years of people leadership experience in building, managing and/or developing high-performing teams.

  • Demonstrated experience, knowledge and exposure to bank regulations, particularly Reg E, Reg CC, UDAAP, FACTA, and Reg Z.

  • Demonstrated experience collaborating with key resources and stakeholders, influencing decisions and managing work to achieve strategic goals.

  • Strong written and verbal communication skills, including the ability to communicate technical analyses to a non-technical audience.

  • Knowledge of federal laws, rules, and regulations to include: Reg CC and Reg E.


What Sets You Apart

  • Ability to lead operations teams consisting of ~6 Directors and ~200 staff responsible for fraud mitigation processes.

  • Demonstrate the ability to evaluate critical processes for opportunity and lead process optimization efforts for the function.

  • Ability to deliver with urgency and effectiveness in directing tactical response to operational issues and resolution activities.

  • Display the ability to collaborate with business partners to develop and implement critical programs.

  • Able to present complex information to executives in order to raise awareness and support.

  • Ability to collaborate with business partners to establish a revitalized Culture, creating enhance accountability as it relates to fraud mitigation, member experience and controls execution.


The above description reflects the details considered necessary to describe the principal functions of the job and should not be construed as a detailed description of all the work requirements that may be performed in the job.

What We Offer

Compensation:
USAA has an effective process for assessing market data and establishing ranges to ensure we remain competitive. You are paid within the salary range based on your experience and market data of the position. The actual salary for this role may vary by location. The salary range for this position is: $182,680 - $349,150.

Employees may be eligible for pay incentives based on overall corporate and individual performance and at the discretion of the USAA Board of Directors.

Benefits:At USAA our employees enjoy best-in-class benefits to support their physical, financial, and emotional wellness. These benefits include comprehensive medical, dental and vision plans, 401(k), pension, life insurance, parental benefits, adoption assistance, paid time off program with paid holidays plus 16 paid volunteer hours, and various wellness programs. Additionally, our career path planning and continuing education assists employees with their professional goals.

For more details on our outstanding benefits, please visit our benefits page on USAAjobs.com.

Applications for this position are accepted on an ongoing basis, this posting will remain open until the position is filled. Thus, interested candidates are encouraged to apply the same day they view this posting.

USAA is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.

About Company

Since the beginning, our mission has been to provide a range of financial services to the military community and their families. Along the way, we’ve also established ourselves as a destination employer for passionate people looking to serve those who are willing to give it their all. Our mission is to stand with our members and be there for them and their families by facilitating their financial security. It starts with offering a range of highly competitive products, exceptional service, and trusted advice. But to be the military community’s provider of choice also takes dedicated team members who share our core values of service, loyalty, honesty, and integrity.

Total Employees

37,035

Company 2-Year Growth

4%

Median Employee Tenure

5.2 years

Because no one goes to school
for fighting fraud.