Published on

Jan 27, 2024

Published on

Jan 27, 2024

Published on

Jan 27, 2024

Published on

Jan 27, 2024

Manager, Credit & Fraud Operations

Manager, Credit & Fraud Operations

Manager, Credit & Fraud Operations

Manager, Credit & Fraud Operations

Full-time

/

United States

/

Remote

Full-time

/

United States

/

Remote

Full-time

/

United States

/

Remote

Full-time

/

United States

/

Remote

About the job

Since 2018, Wisetack has been building transparent and intuitive consumer lending products that help service-based businesses thrive (think HVAC companies, veterinarians, or auto repair shops).

Our leadership team comes from top fintech companies such as Lending Club, Affirm, and Varo Money. And we’re backed by leading VCs, including Insight Partners, Greylock, and Bain Capital Ventures (investors in Airbnb, LinkedIn, Instagram, Dropbox, and more).

Having raised $64M, we’re a well-funded startup and have invested in people and technology while growing our partnerships — responsibly.

We’re also proud to have received recognition from the fintech world. Awards we’ve won include:


  • 2023 Best Consumer Lending Program by Tearsheet

  • 2023 Best Point of Sale Product by Fintech Breakthrough

  • 2022 Best Consumer Lending Solution by Finovate

  • 2022 Best Emerging Lending Platform by Lendit (now Fintech Nexus)


But what you’ll find us gleaming about the most is the recognition from our own customers, particularly our sky-high NPS rating of 79. (For reference, the average score is 44 for financial services and 36 for SaaS companies .)

As a result of our efforts in building this healthy company culture, we’ve been nominated to several Great Places to Work lists, such as Best Small Workplaces, Best Workplaces in the Bay Area, and Best Workplaces in Financial Services & Insurance.

Like any startup, we’re in it for the long haul, and we’re looking for people willing to join our journey of building something special together.

This process starts with our company values, which guide us in everything we do — and have played a critical role in our success. We valiantly abide by them, and would expect you to do the same:


  • Put customers first (they’re our raison d’être).

  • Act fast (leverage our startup environment).

  • Lead the way (show and tell).

  • Take ownership (everyone is hands-on here).

  • Be a good human (no egos, build financial products that do right by people).


Learn more about our values here .

The Role

Wisetack is looking for an operations leader, with experience in fraud, to guide our Risk Operations Team. The manager will stay one step ahead of fraudsters by devising fraud prevention, detection and monitoring strategies. To effectively execute, the manager will work cross-functionally to improve and optimize processes that make our entire organization faster. Moreover, as a people manager this individual will coach and guide a high-performing team eager to grow.

Responsibilities

  • Develop, implement, and manage effective credit risk and fraud prevention and detection strategies

  • Lead a team of credit operations specialists and fraud investigators

  • Resolve customer escalations assigned from internal stakeholders related to credit and fraud operations

  • Collaborate with other internal stakeholders such as growth, customer experience and product to streamline and enhance current interdepartmental processes

  • Partner closely with compliance to act as a liaison between Wisetack and banking partners

  • Create new opportunities for team members to learn and grow their careers

  • Delegate responsibilities to enforce and improve procedures, guidelines and training programs


Requirements

  • 3+ years of financial fraud investigation experience

  • Bachelor's degree is preferred or equivalent professional experience

  • People management experience required

  • Experience utilizing SQL for data analysis used in proposing process improvement

  • Excellent communication, interpersonal, leadership, coaching, and conflict resolution skills

  • Strong decision-making ability

  • Ability to motivate and lead employees

  • Experience creating policy and goals for credit and fraud operations teams to align with

  • Familiarity with Know Your Customer, Know Your Business and Anti-Money Laundering requirements, policies and laws


Bonus points

  • Start-up or FinTech lending experience


The range of base salary for the position is between $91,700 - $128,400, plus equity, and benefits . Please note that the base salary range is a guideline, and individual total compensation will vary based on factors such as qualifications, skill level and competencies.

Spend a little time on our About Us page , our Press page as well as our blog for more. If you think this might be a fit, we’d love to hear from you!

About the job

Since 2018, Wisetack has been building transparent and intuitive consumer lending products that help service-based businesses thrive (think HVAC companies, veterinarians, or auto repair shops).

Our leadership team comes from top fintech companies such as Lending Club, Affirm, and Varo Money. And we’re backed by leading VCs, including Insight Partners, Greylock, and Bain Capital Ventures (investors in Airbnb, LinkedIn, Instagram, Dropbox, and more).

Having raised $64M, we’re a well-funded startup and have invested in people and technology while growing our partnerships — responsibly.

We’re also proud to have received recognition from the fintech world. Awards we’ve won include:


  • 2023 Best Consumer Lending Program by Tearsheet

  • 2023 Best Point of Sale Product by Fintech Breakthrough

  • 2022 Best Consumer Lending Solution by Finovate

  • 2022 Best Emerging Lending Platform by Lendit (now Fintech Nexus)


But what you’ll find us gleaming about the most is the recognition from our own customers, particularly our sky-high NPS rating of 79. (For reference, the average score is 44 for financial services and 36 for SaaS companies .)

As a result of our efforts in building this healthy company culture, we’ve been nominated to several Great Places to Work lists, such as Best Small Workplaces, Best Workplaces in the Bay Area, and Best Workplaces in Financial Services & Insurance.

Like any startup, we’re in it for the long haul, and we’re looking for people willing to join our journey of building something special together.

This process starts with our company values, which guide us in everything we do — and have played a critical role in our success. We valiantly abide by them, and would expect you to do the same:


  • Put customers first (they’re our raison d’être).

  • Act fast (leverage our startup environment).

  • Lead the way (show and tell).

  • Take ownership (everyone is hands-on here).

  • Be a good human (no egos, build financial products that do right by people).


Learn more about our values here .

The Role

Wisetack is looking for an operations leader, with experience in fraud, to guide our Risk Operations Team. The manager will stay one step ahead of fraudsters by devising fraud prevention, detection and monitoring strategies. To effectively execute, the manager will work cross-functionally to improve and optimize processes that make our entire organization faster. Moreover, as a people manager this individual will coach and guide a high-performing team eager to grow.

Responsibilities

  • Develop, implement, and manage effective credit risk and fraud prevention and detection strategies

  • Lead a team of credit operations specialists and fraud investigators

  • Resolve customer escalations assigned from internal stakeholders related to credit and fraud operations

  • Collaborate with other internal stakeholders such as growth, customer experience and product to streamline and enhance current interdepartmental processes

  • Partner closely with compliance to act as a liaison between Wisetack and banking partners

  • Create new opportunities for team members to learn and grow their careers

  • Delegate responsibilities to enforce and improve procedures, guidelines and training programs


Requirements

  • 3+ years of financial fraud investigation experience

  • Bachelor's degree is preferred or equivalent professional experience

  • People management experience required

  • Experience utilizing SQL for data analysis used in proposing process improvement

  • Excellent communication, interpersonal, leadership, coaching, and conflict resolution skills

  • Strong decision-making ability

  • Ability to motivate and lead employees

  • Experience creating policy and goals for credit and fraud operations teams to align with

  • Familiarity with Know Your Customer, Know Your Business and Anti-Money Laundering requirements, policies and laws


Bonus points

  • Start-up or FinTech lending experience


The range of base salary for the position is between $91,700 - $128,400, plus equity, and benefits . Please note that the base salary range is a guideline, and individual total compensation will vary based on factors such as qualifications, skill level and competencies.

Spend a little time on our About Us page , our Press page as well as our blog for more. If you think this might be a fit, we’d love to hear from you!

About the job

Since 2018, Wisetack has been building transparent and intuitive consumer lending products that help service-based businesses thrive (think HVAC companies, veterinarians, or auto repair shops).

Our leadership team comes from top fintech companies such as Lending Club, Affirm, and Varo Money. And we’re backed by leading VCs, including Insight Partners, Greylock, and Bain Capital Ventures (investors in Airbnb, LinkedIn, Instagram, Dropbox, and more).

Having raised $64M, we’re a well-funded startup and have invested in people and technology while growing our partnerships — responsibly.

We’re also proud to have received recognition from the fintech world. Awards we’ve won include:


  • 2023 Best Consumer Lending Program by Tearsheet

  • 2023 Best Point of Sale Product by Fintech Breakthrough

  • 2022 Best Consumer Lending Solution by Finovate

  • 2022 Best Emerging Lending Platform by Lendit (now Fintech Nexus)


But what you’ll find us gleaming about the most is the recognition from our own customers, particularly our sky-high NPS rating of 79. (For reference, the average score is 44 for financial services and 36 for SaaS companies .)

As a result of our efforts in building this healthy company culture, we’ve been nominated to several Great Places to Work lists, such as Best Small Workplaces, Best Workplaces in the Bay Area, and Best Workplaces in Financial Services & Insurance.

Like any startup, we’re in it for the long haul, and we’re looking for people willing to join our journey of building something special together.

This process starts with our company values, which guide us in everything we do — and have played a critical role in our success. We valiantly abide by them, and would expect you to do the same:


  • Put customers first (they’re our raison d’être).

  • Act fast (leverage our startup environment).

  • Lead the way (show and tell).

  • Take ownership (everyone is hands-on here).

  • Be a good human (no egos, build financial products that do right by people).


Learn more about our values here .

The Role

Wisetack is looking for an operations leader, with experience in fraud, to guide our Risk Operations Team. The manager will stay one step ahead of fraudsters by devising fraud prevention, detection and monitoring strategies. To effectively execute, the manager will work cross-functionally to improve and optimize processes that make our entire organization faster. Moreover, as a people manager this individual will coach and guide a high-performing team eager to grow.

Responsibilities

  • Develop, implement, and manage effective credit risk and fraud prevention and detection strategies

  • Lead a team of credit operations specialists and fraud investigators

  • Resolve customer escalations assigned from internal stakeholders related to credit and fraud operations

  • Collaborate with other internal stakeholders such as growth, customer experience and product to streamline and enhance current interdepartmental processes

  • Partner closely with compliance to act as a liaison between Wisetack and banking partners

  • Create new opportunities for team members to learn and grow their careers

  • Delegate responsibilities to enforce and improve procedures, guidelines and training programs


Requirements

  • 3+ years of financial fraud investigation experience

  • Bachelor's degree is preferred or equivalent professional experience

  • People management experience required

  • Experience utilizing SQL for data analysis used in proposing process improvement

  • Excellent communication, interpersonal, leadership, coaching, and conflict resolution skills

  • Strong decision-making ability

  • Ability to motivate and lead employees

  • Experience creating policy and goals for credit and fraud operations teams to align with

  • Familiarity with Know Your Customer, Know Your Business and Anti-Money Laundering requirements, policies and laws


Bonus points

  • Start-up or FinTech lending experience


The range of base salary for the position is between $91,700 - $128,400, plus equity, and benefits . Please note that the base salary range is a guideline, and individual total compensation will vary based on factors such as qualifications, skill level and competencies.

Spend a little time on our About Us page , our Press page as well as our blog for more. If you think this might be a fit, we’d love to hear from you!

About the job

Since 2018, Wisetack has been building transparent and intuitive consumer lending products that help service-based businesses thrive (think HVAC companies, veterinarians, or auto repair shops).

Our leadership team comes from top fintech companies such as Lending Club, Affirm, and Varo Money. And we’re backed by leading VCs, including Insight Partners, Greylock, and Bain Capital Ventures (investors in Airbnb, LinkedIn, Instagram, Dropbox, and more).

Having raised $64M, we’re a well-funded startup and have invested in people and technology while growing our partnerships — responsibly.

We’re also proud to have received recognition from the fintech world. Awards we’ve won include:


  • 2023 Best Consumer Lending Program by Tearsheet

  • 2023 Best Point of Sale Product by Fintech Breakthrough

  • 2022 Best Consumer Lending Solution by Finovate

  • 2022 Best Emerging Lending Platform by Lendit (now Fintech Nexus)


But what you’ll find us gleaming about the most is the recognition from our own customers, particularly our sky-high NPS rating of 79. (For reference, the average score is 44 for financial services and 36 for SaaS companies .)

As a result of our efforts in building this healthy company culture, we’ve been nominated to several Great Places to Work lists, such as Best Small Workplaces, Best Workplaces in the Bay Area, and Best Workplaces in Financial Services & Insurance.

Like any startup, we’re in it for the long haul, and we’re looking for people willing to join our journey of building something special together.

This process starts with our company values, which guide us in everything we do — and have played a critical role in our success. We valiantly abide by them, and would expect you to do the same:


  • Put customers first (they’re our raison d’être).

  • Act fast (leverage our startup environment).

  • Lead the way (show and tell).

  • Take ownership (everyone is hands-on here).

  • Be a good human (no egos, build financial products that do right by people).


Learn more about our values here .

The Role

Wisetack is looking for an operations leader, with experience in fraud, to guide our Risk Operations Team. The manager will stay one step ahead of fraudsters by devising fraud prevention, detection and monitoring strategies. To effectively execute, the manager will work cross-functionally to improve and optimize processes that make our entire organization faster. Moreover, as a people manager this individual will coach and guide a high-performing team eager to grow.

Responsibilities

  • Develop, implement, and manage effective credit risk and fraud prevention and detection strategies

  • Lead a team of credit operations specialists and fraud investigators

  • Resolve customer escalations assigned from internal stakeholders related to credit and fraud operations

  • Collaborate with other internal stakeholders such as growth, customer experience and product to streamline and enhance current interdepartmental processes

  • Partner closely with compliance to act as a liaison between Wisetack and banking partners

  • Create new opportunities for team members to learn and grow their careers

  • Delegate responsibilities to enforce and improve procedures, guidelines and training programs


Requirements

  • 3+ years of financial fraud investigation experience

  • Bachelor's degree is preferred or equivalent professional experience

  • People management experience required

  • Experience utilizing SQL for data analysis used in proposing process improvement

  • Excellent communication, interpersonal, leadership, coaching, and conflict resolution skills

  • Strong decision-making ability

  • Ability to motivate and lead employees

  • Experience creating policy and goals for credit and fraud operations teams to align with

  • Familiarity with Know Your Customer, Know Your Business and Anti-Money Laundering requirements, policies and laws


Bonus points

  • Start-up or FinTech lending experience


The range of base salary for the position is between $91,700 - $128,400, plus equity, and benefits . Please note that the base salary range is a guideline, and individual total compensation will vary based on factors such as qualifications, skill level and competencies.

Spend a little time on our About Us page , our Press page as well as our blog for more. If you think this might be a fit, we’d love to hear from you!

About Company

Wisetack is the leading Pay Over Time platform for in-person services. Wisetack partners with top SaaS service companies to embed payment options directly into their software through a simple API integration. Service businesses rely on Wisetack to offer their customers flexible, point of sale financing, enabling them to quickly and easily pay over time for essential services.Founded in 2018 in San Francisco by an experienced team of leaders in the financial services industry, Wisetack is backed by investors including Insight Partners, Greylock, and Bain Capital Ventures.

Total Employees

125

Company 2-Year Growth

145%

Median Employee Tenure

1.8 years