Published on

Jul 5, 2024

Published on

Jul 5, 2024

Published on

Jul 5, 2024

Published on

Jul 5, 2024

Senior Risk Analyst

Senior Risk Analyst

Senior Risk Analyst

Senior Risk Analyst

Full-time

/

London, England

/

Hybrid

Full-time

/

London, England

/

Hybrid

Full-time

/

London, England

/

Hybrid

Full-time

/

London, England

/

Hybrid

About the job

Rapyd has unified payments, payouts and fintech on one worldwide platform, and we’re assembling the world’s best team to liberate global commerce. With offices in Tel Aviv, Amsterdam, Singapore, Iceland, London, Dubai, Hong Kong, and the U.S., the opportunities at Rapyd are limitless.

We believe in straight talk, quick decisions, strong execution and elegant solutions. Rapyd is where hard work pays off and careers take off. Join us and let’s build the future of fintech together.

Get the tools to grow globally at www.rapyd.net. Follow: Blog, Insta, LinkedIn, Twitter

This is a key role within the Risk function undertaking proactive risk reviews of larger credit / fraud exposures and complex/high risk merchants or partners.

You will provide high-quality risk advice to business and operational functions including enhancing standards (framework, methodologies, policies, guidelines and/or procedures) for underwriting, fraud and card scheme related matters.

As a Risk Analyst you will be responsible for:

Assess credit and fraud risk for new and existing merchants and approval of high exposure merchant facilities within delegated authority or via escalation.

Management and completion of financial / non-financial reviews of merchant facilities, liaising with Partners, Relationship Managers and merchants with regards to information / documentation

Review of problem merchants recommending risk mitigation strategies and liaising with external bodies e.g., administrators etc.

Work with merchants on chargeback or dispute solutions and provide guidance towards merchant’s risk performance improvement plans

Liaison with merchants and card schemes in relation to merchant risk programs

Escalation of concerns with emerging problem sectors which may require more stringent controls/policy guidelines introduced

Liaison with Business and Operations where poor-quality merchants are identified to ensure appropriate training/guidance is given and where improvement is not seen consideration given to exiting the relationship

Provide suggestions on current merchant risk related products, policies, and processes in order to improve the operational effectiveness

Diary management of the actions agreed at Customer Approval and Portfolio Performance Committee – prompting owners to ensure actions are delivered on time or deferments sought where appropriate

Adhere to the business ethics policies established by the firm.

Adhere to the physical and information security requirements found in the firm’s security manual.

Share your own expertise and develop your own skills and knowledge in accordance with the scope of work and needs identified by the company.

Perform related duties as assigned by the line manager for the benefit of the organization

Requirements:

5+ years of experience in fraud / credit risk / card scheme risk in acquiring product and payment industry;

Detailed understanding of Credit Risk and merchant underwriting

Strong financial analysis skills

Strong communication skills

Strong teamwork / collaboration

Effective decision making

Effective time management / planning & organization

Strong attention to detail

Good understanding of Google suite of products, including Google Sheets, Google Docs and Google Slides

Job Candidate Privacy Policy - https://www.rapyd.net/candidate-privacy-policy

About the job

Rapyd has unified payments, payouts and fintech on one worldwide platform, and we’re assembling the world’s best team to liberate global commerce. With offices in Tel Aviv, Amsterdam, Singapore, Iceland, London, Dubai, Hong Kong, and the U.S., the opportunities at Rapyd are limitless.

We believe in straight talk, quick decisions, strong execution and elegant solutions. Rapyd is where hard work pays off and careers take off. Join us and let’s build the future of fintech together.

Get the tools to grow globally at www.rapyd.net. Follow: Blog, Insta, LinkedIn, Twitter

This is a key role within the Risk function undertaking proactive risk reviews of larger credit / fraud exposures and complex/high risk merchants or partners.

You will provide high-quality risk advice to business and operational functions including enhancing standards (framework, methodologies, policies, guidelines and/or procedures) for underwriting, fraud and card scheme related matters.

As a Risk Analyst you will be responsible for:

Assess credit and fraud risk for new and existing merchants and approval of high exposure merchant facilities within delegated authority or via escalation.

Management and completion of financial / non-financial reviews of merchant facilities, liaising with Partners, Relationship Managers and merchants with regards to information / documentation

Review of problem merchants recommending risk mitigation strategies and liaising with external bodies e.g., administrators etc.

Work with merchants on chargeback or dispute solutions and provide guidance towards merchant’s risk performance improvement plans

Liaison with merchants and card schemes in relation to merchant risk programs

Escalation of concerns with emerging problem sectors which may require more stringent controls/policy guidelines introduced

Liaison with Business and Operations where poor-quality merchants are identified to ensure appropriate training/guidance is given and where improvement is not seen consideration given to exiting the relationship

Provide suggestions on current merchant risk related products, policies, and processes in order to improve the operational effectiveness

Diary management of the actions agreed at Customer Approval and Portfolio Performance Committee – prompting owners to ensure actions are delivered on time or deferments sought where appropriate

Adhere to the business ethics policies established by the firm.

Adhere to the physical and information security requirements found in the firm’s security manual.

Share your own expertise and develop your own skills and knowledge in accordance with the scope of work and needs identified by the company.

Perform related duties as assigned by the line manager for the benefit of the organization

Requirements:

5+ years of experience in fraud / credit risk / card scheme risk in acquiring product and payment industry;

Detailed understanding of Credit Risk and merchant underwriting

Strong financial analysis skills

Strong communication skills

Strong teamwork / collaboration

Effective decision making

Effective time management / planning & organization

Strong attention to detail

Good understanding of Google suite of products, including Google Sheets, Google Docs and Google Slides

Job Candidate Privacy Policy - https://www.rapyd.net/candidate-privacy-policy

About the job

Rapyd has unified payments, payouts and fintech on one worldwide platform, and we’re assembling the world’s best team to liberate global commerce. With offices in Tel Aviv, Amsterdam, Singapore, Iceland, London, Dubai, Hong Kong, and the U.S., the opportunities at Rapyd are limitless.

We believe in straight talk, quick decisions, strong execution and elegant solutions. Rapyd is where hard work pays off and careers take off. Join us and let’s build the future of fintech together.

Get the tools to grow globally at www.rapyd.net. Follow: Blog, Insta, LinkedIn, Twitter

This is a key role within the Risk function undertaking proactive risk reviews of larger credit / fraud exposures and complex/high risk merchants or partners.

You will provide high-quality risk advice to business and operational functions including enhancing standards (framework, methodologies, policies, guidelines and/or procedures) for underwriting, fraud and card scheme related matters.

As a Risk Analyst you will be responsible for:

Assess credit and fraud risk for new and existing merchants and approval of high exposure merchant facilities within delegated authority or via escalation.

Management and completion of financial / non-financial reviews of merchant facilities, liaising with Partners, Relationship Managers and merchants with regards to information / documentation

Review of problem merchants recommending risk mitigation strategies and liaising with external bodies e.g., administrators etc.

Work with merchants on chargeback or dispute solutions and provide guidance towards merchant’s risk performance improvement plans

Liaison with merchants and card schemes in relation to merchant risk programs

Escalation of concerns with emerging problem sectors which may require more stringent controls/policy guidelines introduced

Liaison with Business and Operations where poor-quality merchants are identified to ensure appropriate training/guidance is given and where improvement is not seen consideration given to exiting the relationship

Provide suggestions on current merchant risk related products, policies, and processes in order to improve the operational effectiveness

Diary management of the actions agreed at Customer Approval and Portfolio Performance Committee – prompting owners to ensure actions are delivered on time or deferments sought where appropriate

Adhere to the business ethics policies established by the firm.

Adhere to the physical and information security requirements found in the firm’s security manual.

Share your own expertise and develop your own skills and knowledge in accordance with the scope of work and needs identified by the company.

Perform related duties as assigned by the line manager for the benefit of the organization

Requirements:

5+ years of experience in fraud / credit risk / card scheme risk in acquiring product and payment industry;

Detailed understanding of Credit Risk and merchant underwriting

Strong financial analysis skills

Strong communication skills

Strong teamwork / collaboration

Effective decision making

Effective time management / planning & organization

Strong attention to detail

Good understanding of Google suite of products, including Google Sheets, Google Docs and Google Slides

Job Candidate Privacy Policy - https://www.rapyd.net/candidate-privacy-policy

About the job

Rapyd has unified payments, payouts and fintech on one worldwide platform, and we’re assembling the world’s best team to liberate global commerce. With offices in Tel Aviv, Amsterdam, Singapore, Iceland, London, Dubai, Hong Kong, and the U.S., the opportunities at Rapyd are limitless.

We believe in straight talk, quick decisions, strong execution and elegant solutions. Rapyd is where hard work pays off and careers take off. Join us and let’s build the future of fintech together.

Get the tools to grow globally at www.rapyd.net. Follow: Blog, Insta, LinkedIn, Twitter

This is a key role within the Risk function undertaking proactive risk reviews of larger credit / fraud exposures and complex/high risk merchants or partners.

You will provide high-quality risk advice to business and operational functions including enhancing standards (framework, methodologies, policies, guidelines and/or procedures) for underwriting, fraud and card scheme related matters.

As a Risk Analyst you will be responsible for:

Assess credit and fraud risk for new and existing merchants and approval of high exposure merchant facilities within delegated authority or via escalation.

Management and completion of financial / non-financial reviews of merchant facilities, liaising with Partners, Relationship Managers and merchants with regards to information / documentation

Review of problem merchants recommending risk mitigation strategies and liaising with external bodies e.g., administrators etc.

Work with merchants on chargeback or dispute solutions and provide guidance towards merchant’s risk performance improvement plans

Liaison with merchants and card schemes in relation to merchant risk programs

Escalation of concerns with emerging problem sectors which may require more stringent controls/policy guidelines introduced

Liaison with Business and Operations where poor-quality merchants are identified to ensure appropriate training/guidance is given and where improvement is not seen consideration given to exiting the relationship

Provide suggestions on current merchant risk related products, policies, and processes in order to improve the operational effectiveness

Diary management of the actions agreed at Customer Approval and Portfolio Performance Committee – prompting owners to ensure actions are delivered on time or deferments sought where appropriate

Adhere to the business ethics policies established by the firm.

Adhere to the physical and information security requirements found in the firm’s security manual.

Share your own expertise and develop your own skills and knowledge in accordance with the scope of work and needs identified by the company.

Perform related duties as assigned by the line manager for the benefit of the organization

Requirements:

5+ years of experience in fraud / credit risk / card scheme risk in acquiring product and payment industry;

Detailed understanding of Credit Risk and merchant underwriting

Strong financial analysis skills

Strong communication skills

Strong teamwork / collaboration

Effective decision making

Effective time management / planning & organization

Strong attention to detail

Good understanding of Google suite of products, including Google Sheets, Google Docs and Google Slides

Job Candidate Privacy Policy - https://www.rapyd.net/candidate-privacy-policy

About Company

Build Bold.Liberate global commerce with all the tools your business needs to create payment, payout and fintech experiences everywhere.Around the world, customers want to pay in a thousand different ways. Businesses and consumers want to get paid faster. And developers want to build new products and possibilities. Rapyd makes it happen, giving you more ways than anyone to make fintech work for your business. With Rapyd, your business can accept and send payments to just about anyone—faster, cheaper and easier. And Rapyd clients see an average of 196% return on investment and spend 70% less time managing payments.Whether you’re building an app, selling a product, sending payments or doing a little of everything, Rapyd has solutions that let you boldly do what you do best.• Send and receive funds• Add hundreds of payment methods worldwide• Issue prepaid virtual and physical cards• Simplify money management and foreign exchange• Integrate fintech with APIs

Total Employees

769

Company 2-Year Growth

0%

Median Employee Tenure

2.3 years

Because no one goes to school
for fighting fraud.